Borrow

Flexible, asset-backed funding tailored to your needs.

Flexible Property-Backed Finance

Direct private lending secured by Australian real estate

At Verified Capital, we recognise that many SMEs and corporate borrowers require dependable access to capital within defined timeframes. Verified Capital provides short-term private credit secured by Australian real estate, typically structured as first and second mortgages.

Our approach is asset-backed and credit-driven, enabling us to structure and execute transactions with a high degree of certainty and efficiency.

Our Lending Approach

Lending Parameter

Verified Capital provides short-term property-backed credit structured as first and second mortgages secured against Australian real estate.

Senior Secured Lending

First Mortgages

Security:

1st mortgage

Loan Size:

$250k - $20M

Term:

3-24 month

Security Pool:

Residential, commercial, industrial & land

Subordinated Property-Backed Credit

Second Mortgages

Security:

Second registered mortgage

Loan Size:

$250k - $10M+

Term:

3-24 months

Security Pool:

Residential, commercial, industrial & land

TRANSACTION HIGHLIGHTS

Recently Funded Deals

Rosebery

NSW

Deal Summary

Loan Type:

1st mortgage

Security:

Residential

Amount:

$3,200,000

Term:

12 months

LVR:

68%

Purpose:

Business refinance

Interest:

Capitalised

Brookvale

NSW

Deal Summary

Loan Type:

2nd mortgage

Security:

Industrial

Amount:

$1,050,000

Term:

6 months

LVR:

65%

Purpose:

DOCA funding / ATO debt payout

Interest:

Capitalised

New Farm

QLD

Deal Summary

Loan Type:

1st mortgage

Security:

Residential

Amount:

$2,750,000

Term:

6 months

LVR:

75%

Purpose:

Urgent settlement

Interest:

Capitalised

Load more
BORROW WITH VERIFIED CAPITAL

Discuss a Borrowing Enquiry

Provide a brief overview of your transaction, including the security property, loan amount and purpose of funds, and our team will review the opportunity.

  • 1st and 2nd mortgages
  • Secured by Australian real estate
  • SME & corporate borrowers

NSW

Strong Appetite

  • $72M deployed | 31 loans
  • Sydney Metro + Select Regional
  • Typically within 50km of Sydney CBD
  • QLD

    Strong Appetite

  • $38M deployed | 16 loans
  • Brisbane, Gold Coast, Sunshine Coast
  • Major South East QLD Corridors
  • SA

    Moderate Appetite

  • $8M deployed | 4 loans
  • Adelaide Metro + Select Outer Markets
  • Typically within 20km of Adelaide CBD
  • VIC

    Strong Appetite

  • $46M deployed | 19 loans
  • Melbourne Metro + Select Regional
  • Typically within 40km of Melbourne CBD
  • WA

    Selective Appetite

  • $6M | 3 loans
  • Perth Metro
  • Typically within 15km of Perth CBD