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Flexible, asset-backed funding tailored to your needs.
Flexible Property-Backed Finance

Direct private lending secured by Australian real estate
At Verified Capital, we recognise that many SMEs and corporate borrowers require dependable access to capital within defined timeframes. Verified Capital provides short-term private credit secured by Australian real estate, typically structured as first and second mortgages.
Our approach is asset-backed and credit-driven, enabling us to structure and execute transactions with a high degree of certainty and efficiency.
Our Lending Approach
Disciplined Credit Assessment
Every transaction undergoes detailed credit and asset analysis, including independent property valuations and defined exit strategies.
Asset-Backed Lending
We structure facilities around the borrower’s requirements, including refinance, settlement funding, equity release, working capital and short-term bridging needs.
Certainty to Settle
We focus on execution, giving borrowers clear terms, transparent requirements and consistent support through to settlement, so funding can be delivered with confidence when timing matters.
Lending Parameter
Verified Capital provides short-term property-backed credit structured as first and second mortgages secured against Australian real estate.
First Mortgages
Security:
1st mortgage
Loan Size:
$250k - $20M
Term:
3-24 month
Security Pool:
Residential, commercial, industrial & land
Second Mortgages
Security:
Second registered mortgage
Loan Size:
$250k - $10M+
Term:
3-24 months
Security Pool:
Residential, commercial, industrial & land
Recently Funded Deals
Rosebery
NSW
Deal Summary
Loan Type:
1st mortgage
Security:
Residential
Amount:
$3,200,000
Term:
12 months
LVR:
68%
Purpose:
Business refinance
Interest:
Capitalised
Brookvale
NSW
Deal Summary
Loan Type:
2nd mortgage
Security:
Industrial
Amount:
$1,050,000
Term:
6 months
LVR:
65%
Purpose:
DOCA funding / ATO debt payout
Interest:
Capitalised
New Farm
QLD
Deal Summary
Loan Type:
1st mortgage
Security:
Residential
Amount:
$2,750,000
Term:
6 months
LVR:
75%
Purpose:
Urgent settlement
Interest:
Capitalised
Discuss a Borrowing Enquiry
Provide a brief overview of your transaction, including the security property, loan amount and purpose of funds, and our team will review the opportunity.
- 1st and 2nd mortgages
- Secured by Australian real estate
- SME & corporate borrowers
NSW
Strong Appetite
QLD
Strong Appetite
SA
Moderate Appetite
VIC
Strong Appetite
WA
Selective Appetite